All employers in Illinois must carry workers’ compensation insurance whether they have half-time or full-time workers. They can get a policy from any insurance company or get permission if they want to self-insure. There are certain exceptions. If your employer refuses to carry it, you can and should sue with help from Lake County workers’… Read more »
The Illinois Workers’ Compensation Act (IWCA) underwent changes this year, collectively called HB-1208. The revisions simplify the language and streamline the Commission’s hiring process. Top Changes Made to the IWCA Some of the revisions to the IWCA include the following: Narrower Qualifications for Commission Appointees As of April, only Illinois legal practitioners can be appointed… Read more »
There is NO waiting period for workers’ compensation in Illinois. You get coverage from the moment you are employed as per the Illinois Workers’ Compensation Act (IWCC). The only ones exempt from this are business partners, corporate officers, and those who are part of limited liability companies. Penalties for Not Carrying Workers’ Compensation Insurance All… Read more »
While workers’ compensation coverage is essential for every business in Illinois, your employees can also take advantage of it. It is supposed to provide injured workers with a safety net in case they fall seriously ill or are injured so severely they cannot perform their job duties. Antioch workers’ compensation lawyers will tell you that,… Read more »
Workers’ compensation ensures you don’t pay out-of-pocket medical expenses you incur from workplace injuries. But what happens when those end? What Happens When Workers’ Compensation Benefits End? One out of four things can happen when your workers’ compensation benefits end. Your temporary disability benefits end when: You are cleared for work by a doctor. You… Read more »
Workers’ compensation is insurance that provides medical benefits and wage replacements to injured workers. If your employer denies your claim to these benefits, you can sue them for negligence with help from Cook County workers’ compensation lawyers. Since Congress allows each state to determine benefits, each has distinct workers’ compensation laws and claim requirements. How… Read more »
Insurance carriers are highly experienced in reducing workers’ compensation injuries, so they can either deny a claim or pay less. One of the tools they can use to discredit claimants is medical providers who can give biased opinions to minimize injuries. These physicians are known as ‘independent medical examiners’, and they categorically deny giving false… Read more »
A work injury, or even an occupational disease, can disrupt your life, health, finances, and overall wellbeing for years. Workers’ compensation is an insurance system designed to compensate you for these losses if you are injured in a workplace accident. The benefits or payout you receive will depend on your existing condition and wages before… Read more »
Your employer’s insurance company typically offers workers’ compensation for settlement claims, and they will try to go as low as possible. 12 to 18 months is the average time to reach a settlement agreement. However, it can increase to 24 months or longer if the insurance company digs in its heels and says your claim… Read more »
Worker’s comp insurance in Illinois covers expenses for employees if they are injured on the job or fall ill during their work duties. The coverage can pay for your medical bills and replace most of the wages you may lose as you recuperate. However, not every employee is eligible for compensation. Eligibility Requirements for Workers’… Read more »
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