Depending on the circumstances surrounding the accident, rental companies can be held liable for collisions that involve their vehicles. If the accident caused injuries or proved to be fatal, the compensation can be astronomical.
While rental companies are usually not held liable for this in Illinois (since the customers who use their vehicles are not employees), they can still be held responsible for unsafe practices. For example, a rental company can be held liable for a crash if the driver does not have a valid driver’s license. That’s because Illinois is an ‘at fault’ state.
Who is Responsible for Accident Coverage?
Generally, the person who caused the accident (or their insurance company) should provide compensation to cover the injuries and damages. So if you are driving a rental and another car speeds through a red light and crashes into you, the driver of the other car should pay up.
If they are driving a rental and chose insurance to pay you for damages, an extra insurance policy also comes into the picture. How it applies to your particular case depends on the facts mentioned in the insurance contract. For example, an accident involving a rental car may involve coverage from the following:
- The credit card used to pay for the rental.
- The driver’s vehicle insurance.
- Your own car insurance provided you were not driving the rental.
- By the rental company.
As mentioned before, your rental company can be held liable if they entrust a vehicle to a driver who does not have a valid driver’s license or has an expired or suspended one. This is understandable since you will have given the vehicle to an individual who may not be a good driver, is negligent or reckless in their driving. There is a reason why they don’t have a valid license after all.
Get An Experienced Car Accident Attorney!
So if you were involved in an accident with a rental car, you have the right to demand and receive damages for injuries and property damage. Get in touch with us at The Law Offices of Robert Edens for an experienced attorney today. From the time the accident occurred the insurance company for the at-fault driver will be working to reduce your claim. We can protect your rights and ensure they don’t get the better of you with aggressive representation. You can reach us at our offices in Libertyville, Waukegan, Woodstock, and Antioch, Illinois.