Medical evidence plays a vital role in workers’ compensation claims in Illinois. When a worker suffers an injury on the job, their ability to obtain benefits will depend on the strength and credibility of the medical documentation supporting their claim. Workers’ compensation insurance companies and employers frequently challenge claims, arguing that the injury was pre-existing or unrelated to work. This makes medical records, doctor evaluations, and expert opinions essential in proving the nature and extent of an injury.
Under the Illinois Workers’ Compensation Act (820 ILCS 305/1 et seq.), injured workers are entitled to benefits such as medical expenses, temporary total disability (TTD), and permanent partial or total disability (PPD). However, without strong medical evidence, these claims can be denied or significantly reduced. Below, we discuss how medical evidence is used in workers’ compensation cases and why it is critical to securing fair compensation.
Medical evidence provides objective proof of an injury and its connection to a worker’s job duties. The insurance company will review medical records, diagnostic tests, and treatment history to assess whether a claim is valid. Strong medical documentation can:
1. Medical Records – Medical records serve as the foundation of any workers’ compensation claim. These records include doctor’s notes, hospital records, prescriptions, and physical therapy reports. It is important for injured workers to seek medical attention immediately after an injury and to follow all prescribed treatments.
2. Diagnostic Tests – Objective tests such as X-rays, MRIs, and CT scans provide concrete evidence of an injury. Insurance companies often dispute claims based on subjective complaints, but imaging and diagnostic reports can help substantiate pain and mobility limitations.
3. Physician’s Report And Opinions – A treating physician’s evaluation carries significant weight in a claim. The doctor will document:
Employers and insurance companies often request independent medical examinations (IMEs) from doctors of their choosing. These doctors may provide an opinion that minimizes the severity of the injury or questions whether it is work-related. A strong, consistent record from a treating physician can counter these challenges.
4. Functional Capacity Evaluations (FCEs) – An FCE assesses an injured worker’s ability to perform job-related tasks. If a worker has permanent impairments, an FCE can help determine the extent of disability and whether they can return to work in any capacity.
5. Testimony From Medical Experts – In cases where the insurance company disputes an injury claim, testimony from a medical expert can be invaluable. A qualified medical professional can clarify complex medical issues and confirm that the injury was caused or worsened by workplace conditions.
Even with strong medical evidence, workers’ compensation claims are often contested. Some of the most common disputes include:
To improve the chances of receiving full benefits, injured workers should:
Medical evidence plays a key role in determining the value of a settlement. If a doctor confirms that an injury has caused permanent impairment, the worker may be entitled to a larger settlement. The severity of the injury, future medical costs, and the ability to return to work all influence the final settlement amount.
If an employer’s independent medical examiner (IME) disputes your doctor’s findings, your benefits could be delayed or denied. In these cases, additional medical opinions, functional capacity evaluations, and legal representation can help challenge the IME’s conclusions and strengthen your case.
Yes, workers’ compensation benefits may still be available if a workplace injury aggravated a pre-existing condition. Medical evidence must demonstrate that job-related activities worsened the condition beyond its natural progression.
If a claim is denied, obtaining additional medical evaluations, test results, and expert testimony may help overturn the decision. Workers can also file an appeal with the Illinois Workers’ Compensation Commission (IWCC) to challenge the denial.
There is no strict deadline, but delaying treatment can harm a claim. Illinois law requires that injuries be reported to an employer within 45 days of occurrence. However, seeking medical care immediately after an accident strengthens the case and provides documentation of the injury.
Employers and insurance companies have the right to review medical records related to workplace injury. However, they cannot access unrelated medical history without permission. If an employer requests broad access to medical records, a workers’ compensation attorney can ensure that privacy rights are protected.
If an employer refuses to authorize medical care, workers can seek treatment independently and file a claim for reimbursement through the Illinois Workers’ Compensation Commission. Employers are legally required to provide reasonable and necessary medical care for work-related injuries.
An attorney can:
If you or a loved one has suffered a workplace injury and need assistance with your workers’ compensation claim, we are here to help. At The Law Offices of Robert T. Edens, P.C., we understand how important medical evidence is in securing the benefits you deserve.
Contact our Illinois Workers’ Comp Lawyer at The Law Offices of Robert T. Edens by calling us at 847-395-2200 to receive your free consultation. We represent injured workers in Antioch, Waukegan, Woodstock, and throughout Illinois. Let us fight for your rights and ensure that you receive the full compensation allowed under the law.