Never Accept An Insurance Settlement Without An Attorney

Insurance settlement

Suppose you were in a Waukegan car accident and broke your arm when it slammed into the steering wheel. Rather than hire an attorney to handle the case, you decide to negotiate with the at-fault driver’s insurance company yourself. Unfortunately, you settle only for your current medical bills and no additional compensation. You may have been entitled to further compensation but were unaware of it.

Scenarios like this one occur all too often in Illinois personal injury cases. If you were hurt in a recent Waukegan accident caused by another party, you should have your case reviewed by experienced Cook County personal injury attorneys in Waukegan. The Law Offices of Robert T. Edens, P.C. may be able to obtain money for your economic and non-economic losses.

Why Negotiating Without An Attorney Is Usually A Mistake

Many accidents in Waukegan involve two or more vehicles on a street or highway. You must deal with the other driver’s insurance company if the other driver hits and injures you. When speaking to their insurance company, it is essential to remember you are talking to experienced insurance negotiators whose goal is to give you the smallest possible settlement.

The insurance company also has attorneys who will work at every possibility to reduce or deny your claim outright. Unless you are an experienced insurance professional or personal injury attorney, being represented by a lawyer during settlement negotiations is best.

The Insurance Company Knows You

They may not know everything, but they almost certainly know:

  • You are injured and what the injuries are.
  • You have bills to pay and wages you are not earning.
  • You need cash to pay your medical bills and other expenses.
  • You might need help to understand your rights under Illinois personal injury laws.

The insurance company will use this information to manipulate you and even make you think that you do not have a valid claim. Or, they will try to convince you the claim is worth much less than it is.

Insurance Companies Take You More Seriously With An Attorney

When the insurance company understands a skilled litigator is representing you, their tactics become less effective. This is because experienced personal injury attorneys like Robert T. Edens know the law and how to negotiate for the most money. They also know how to find and preserve critical accident evidence to prove the other party was at fault.

Clients Represented By Attorneys Often Get Larger Settlements

In 1999, the Insurance Research Council first determined that injury victims represented by an attorney received settlements 3.5 times higher than those who represented themselves. Additional research has been conducted on this subject since then, which is still true today. So, having an attorney represent you can lead to more money in your pocket, even after accounting for the legal fees you are charged.

Talk To Our Cook County Personal Injury Attorneys In Waukegan

If you reside in Waukegan and are the victim of an accident caused by someone else, our Cook County personal injury attorneys in Waukegan at The Law Offices of Robert T. Edens can help. Our attorneys have more than 20 years of experience holding negligent parties accountable in car and other types of accidents. Speak to our personal injury attorneys today at (847) 395-2200.