After a car accident, you could be overwhelmed with pain from a back injury. How will you work and pay for your medical bills and other expenses when you can hardly move? If the accident was someone else’s fault, you could receive compensation in a personal injury lawsuit. Our McHenry County personal injury lawyers at The Law Offices of Robert T. Edens, P.C., can help.
How A Back Injury Settlement Calculator Works
If you want to file a claim for your back injury, it helps to have a rough idea of what the case is worth. That is where a back injury settlement calculator comes into the picture. Most insurance companies use a settlement calculator to determine what they will offer an injury victim. The software that powers the calculator varies by the insurance company, but it will usually consider the following factors when deciding what to provide for your injuries:
- Your medical bills and future treatments
- Level of pain and suffering
- How much property damage there is
- Lost wages in the past and future
- How the injury affects your lifestyle
Some personal injury calculators rely on a multiplier method to determine pain and suffering compensation. This method multiplies your medical bills and lost earnings by a number between 1 and 5 to arrive at a pain and suffering figure. However, for severe injuries with long-term or permanent consequences, the calculator may go up to 6 or even 10.
Settlement Calculators Do Not Tell The Entire Picture
A back injury settlement calculator is a helpful, convenient way to understand what a claim is worth and what your McHenry County personal injury attorney might seek in a settlement. However, a settlement calculator may only sometimes be accurate. Some insurance company calculators underestimate pain and suffering, which can be considerable with a back injury. Some factors that will influence how much you get in your settlement include:
How Severe Your Injuries Are
With a back injury, you would receive less compensation if the damage is a muscle strain that heals after a month. However, if you have a slipped or ruptured disc that requires surgery and rehabilitation, you would receive considerably more money for medical bills, lost earnings, and pain and suffering.
How Many Medical Expenses You Have
Clearly, you will have a larger settlement if you have more medical expenses with a severe back injury. You will also receive additional compensation if you need future medical treatments and rehabilitation.
How Long Your Recovery Is
If you have a back injury that requires months of rehabilitation and time off work, you could receive a higher settlement. However, if you return to work in two weeks, you would have a lower settlement.
The bottom line on a back injury settlement calculator is it provides helpful information, but its estimates may only partially value your pain and suffering and loss of enjoyment of life. You need a personal injury attorney to advocate for your rights.
Contact Our McHenry County Personal Injury Lawyers Today
Were you in an accident with a back injury? You may be entitled to compensation for your injuries and other losses. Contact our McHenry County personal injury lawyers for assistance with your back injury case at (847) 395-2200.