If you are involved in an accident and the injuries you sustained are due to negligence of the other driver, you have the right to ask for compensation. Illinois is an ‘at fault’ state. However, if you receive a call from the other driver’s insurance adjuster – be cautious. Once the driver files a report with the insurance adjuster, the adjuster will start an investigation into your claim.
The worst thing you can do at this point is agree to it. Agreeing to it can prevent you from receiving the compensation you deserve.
The first thing you will notice about insurance adjusters is how ‘nice’ they are. They will ask questions about the car accident, how you are doing, injuries you sustained and how you were involved in the accident. They also will promise the insurance company will take care of the bills and that you are completely in the right. In other words, you will be lulled into a false sense of security, thinking the at-fault driver’s insurance company is on your side.
Nothing can be further from the truth. All of the statements they make are unenforceable. They are only meant to make you let your guard down and record a statement about the incident, the injuries you sustained and the medical treatment you need for them.
Adjusters are trained to encourage you to admit key facts, which will be against your best interests. For example, you may admit you saw the oncoming car before you entered the intersection, which can compromise your claim. They can also minimize your injuries by making you admit you are feeling better after the accident. In other words, for them, the aim of the meeting is to make your version of the accident doubtful.
This is where an experienced attorney can prove invaluable, especially from the Law Offices of Robert T. Edens. By hiring an experienced attorney, you will receive personalized legal services that can prevent an insurance company from denying your claim. The other driver may have a team working to deny your claim – but the legal team working for you will fight just as hard to ensure they do not win. Pick up the phone and call us today for a consultation. The call is free of charge. We offer our services in Chicago, Waukegan, Woodstock, Libertyville and Antioch, IL.