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A work injury, or even an occupational disease, can disrupt your life, health, finances, and overall wellbeing for years. Workers' compensation is an insurance system designed to compensate you for these losses if you are injured in a workplace accident. The benefits or payout you receive will depend on your existing condition and wages before you were injured. Determining a settlement for a work-...

Whether you ride a bicycle for leisure or sport, a helmet is an essential piece of safety gear you cannot ignore. Besides preventing traumatic brain injuries, wearing one will also make you more visible on the road so you can avoid a bicycle accident. How Bicycle Helmets Work A bike helmet has a hard outer shell and a soft lining inside. The former protects the head if you fall by spreading the imp...

As the weather turns pleasant to herald spring, and we are starting to see an end to the pandemic, people want nothing more than to feel the wind in their faces. Many switch to motorcycles to get that feeling. While motorcycle accident rates have decreased slightly in Illinois, springtime sees its fair share of accidents. Why Motorcycle Accidents Increase In Spring Some of the factors that can incr...

Your employer’s insurance company typically offers workers’ compensation for settlement claims, and they will try to go as low as possible. 12 to 18 months is the average time to reach a settlement agreement. However, it can increase to 24 months or longer if the insurance company digs in its heels and says your claim isn't valid. At this point, you need a team of experienced and dedicated Ill...

In Illinois, all employers have to carry workers’ comp insurance if they have at least one part or full-time employee on the payroll. If your employer has denied you insurance after sustaining a workplace injury, you should hire Antioch workers' comp lawyers as soon as possible. Exemptions to Workers’ Comp Some Illinois employers are exempt from this insurance. These include: Business part...

Irrespective of their severity, back injuries can be quite painful and can last for months, if not years. These can occur in almost any work environment. The symptoms can range from mild to chronic pain that can make your job extremely difficult, if not impossible. This includes negligent parties who were at fault for your injury. So your back injury doesn’t have to be serious to be eligible for a ...

When you are out to sea, and your boat capsizes, there is nothing you can do but wait to be rescued. Capsizing boats are quite common, but you can prevent a deadly mistake if you know which type is likely to sink. Types of Boats That Are Likely To Capsize Small boats such as canoes, kayaks, and sailboats are more likely to capsize than heavy-bottomed boats. This is because the latter becomes unstab...

Worker's comp insurance in Illinois covers expenses for employees if they are injured on the job or fall ill during their work duties. The coverage can pay for your medical bills and replace most of the wages you may lose as you recuperate. However, not every employee is eligible for compensation. Eligibility Requirements for Workers’ Compensation If you are eligible for worker's comp, you will r...

If your Illinois workers’ comp was declined, your employer might not be the only one to blame. Claims adjusters are paid to ensure that claimants get as little as possible. That's how insurance companies make money. Unfortunately, because of this, millions of deserving injured workers are denied compensation that can help them pay for their medical bills and future treatments.   Why  Work...

More than 6,000 pedestrian accidents led to serious injuries and even fatalities in the last few years. This sobering statistic is just a tragic reminder of how vulnerable we are when trying to go about our day on foot. Top Causes of Pedestrian Accidents Drivers are usually at fault in most cases, but that doesn’t mean pedestrians are free of guilt completely. Some of the main causes of pedestria...

A spinal cord injury can be devastating for your career, and physical health depends on its severity. Whether you injured your spine in a car crash from disease or the result of medical malpractice, the damage can be long-lasting. Global Prevalence According to the World Health Organization, this injury is common in 40 to 80 cases per million. Most of them result from traumatic causes, but the non-...

While some environments are conducive to accidents (such as construction sites and warehouses), even an office can be risky for employees. The Illinois workers’ comp program is designed to aid injured workers with monetary assistance if they fall ill or are injured because of their jobs. Common Workplace Injuries in Illinois Some of the most common workplace injuries in Illinois that workers can ...

As an employee in Illinois, you can get compensated for any injuries you sustain at work via workers' compensation. However, there are limits to how much you receive, and the amount depends on several factors. Limits of Liability Commercial liability insurance policies have 'limits of liability or a cap on the amount claimants can get. However, worker's compensation is structured differently. It is...

As per the National Spinal Cord Injury Association, more than 450,000 people in the US are living with traumatic spinal injuries (TSIs).  This type of injury can lead to paralysis and other long-term physical and mental complications. Top Symptoms of a Traumatic Spinal Injury The symptoms of a traumatic spinal injury depend on its severity and location on the spinal cord. It can include complete o...

If you have lost a loved one because of someone’s negligence, you can and should hire Cook Country wrongful death lawyers and sue the guilty party. To make a successful claim, you need to prove the following elements: Duty of Care You need to prove that the negligent party had a duty of care, or was in a position to act responsibly regarding the deceased. For example, doctors must ensure that the...

In Illinois and other states, workers' comp insurance covers workplace injuries. If you were injured and your claim was denied, there may be several reasons behind it. You may feel as if you are out of options, but there are steps you can take to reopen your case. What You Should Do If Your Workers' Comp Is Denied If your workers' compensation request is denied, the first thing you should do is to ...

An occupational injury can severely affect your health, career, finances, and emotional wellbeing. While workers' compensation can compensate you for some of those damages, you are back on square one if they are denied. At that point, you should hire Antioch workers' compensation lawyers to get the compensation you deserve. The benefits you get will depend on your specific situation. This includes...

Most Illinois employers have to pay their employee worker’s comp insurance. The insurance is designed to compensate employees who get injured on the job by covering their medical expenses. Basic Rules about Illinois Worker’s Compensation In Illinois, employers are required to: Purchase insurance for their employees in the form of worker’s compensation or acquire permission for self-insur...

Some auto accidents can be fatal. If the driver of the other car responsible for your accident dies because of injuries, you can still pursue a claim by contacting their insurance company. Illinois is an 'at-fault’ state, which means that you are well within your rights to ask for compensation. How to Prove That a Deceased Driver Was Responsible For a Car Accident At this point, you need to remem...

If you have suffered a work-related injury and have filed for worker’s comp, you will need to undergo an independent medical exam with an approved doctor. However, keep in mind that the insurance company pays these doctors. As such, they may try to reduce costs for the insurance company with details you may unknowingly divulge. Here are some things you should not say to a worker’s comp doctor ...